Should a 30-Year-Old in Bengaluru Take a ₹1.8 Crore Home Loan for a ₹2.7 Crore Apartment?
Recently, a 30-year-old tech professional from Bengaluru triggered a heated online debate. The question: Should he buy a ₹2.7 crore 3BHK in JP Nagar, South Bengaluru—funded largely through a ₹1.8 crore home loan? Let’s break this down ruthlessly, because real estate decisions in 2025 are no longer about “settling down.”...