You Have ₹25 Lakhs, 1 Kg of Gold, and a ₹1 Crore Flat on Loan — What’s the Smartest Move Now?
💸 Let’s set the scene. You’re sitting on: ✅ ₹25 lakhs in your bank account ✅ 1,000 grams of gold (worth around ₹70–75 lakhs) ✅ A ₹1 crore apartment on a home loan at 8% interest Most people in India would say: “Clear the loan. Be debt-free. Sleep peacefully.” But...









